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As a consumer, you can't control all of the circumstances that could change your rates; a tweak in business strategy or trouble with "the economy" is all the firm needs to alter the agreement.
Plastic meltdown And that's precisely what is happening now; customers with good credit habits are not immune.
 Watch  your  credit  card  statement  closely,  if  you  don't  know  what  is  going on request a copy of  your  credit  card  contract,  look on back of  your  credit  card and  you will find a  800 #  or  go to the  credit  crad  holder  webiste and  check  your  contract out.
Below  you will  find a  chart to help you with your the  calculation.  posted by: Marilyn
 
 
 
 
 
Debt Collectors
 

 
 
 
Coming soon!

Download a free budget template

To download a free sample budget, please right click on the image above and save the file to disk. Then open the file in MS Excel 4.0 or higher.

You can then change the budget template to suit your situation by adding/removing income and expense items as needed.

 

 

Coming  soon electronic and hard  copy budget tracker.