We take our commitment to consumer credit education seriously and take measures to ensure that our methods of delivery are being monitored for efficiency and relevance.
New methods and information are being researched and will be implemented as needed.
We currently provide money management seminars, financial literacy courses, workshops, online coursework, budget planning sessions, credit education, counseling , management, credit restoration, and online distance learning .

OUR CODE OF ETHICS:
Financial University Educational Network Counseling Service is dedicated to providing confidential and professional counseling in aiding and rehabilitating financially distressed families and individuals regardless of race, creed, color, sex, social position, or financial status.
Our TEAM
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Executive Advisor |
| Joe Baran |
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 Vice President of Operation and President of Money Works wwww.workingyourmoney.com |
| In today’s economic environment , having full knowledge and control over one’s credit profile is absolutely critical. Having good credit guarantees lower interest rates , which translates into lower cost for most consumer goods, including cars, home , etc. With the ever increasing incidence of identity theft, consumers must arm themselves with the tools needed to protect and if necessary reestablish their credit profiles. At Credit Smart Credit Sharp. Org we teach you everything you need to know to manage your credit, increase your credit score and build financial independence. We even provide grants and educational scholarships to insure that everyone who desires to improve their credit and finances will have the opportunity to do so. The only thing left is for you to take action by enrolling today, the first step to financial freedom is just a click away. Kenneth J. Carter |

Debt Management Coach |
TEAM
Staff Certification
Joe Barron: Former Bank President-Financial leadership and Management Instructor-CEO of Gulf Coast Credit Union-Senior Advisor of Business School for Leaders-Specialize in Banking and Personal loan -What lenders are looking for. Financial Coach You your money and the bank. Certified Credit Counselor.
Marilyn Loyd: Nationally Certified Housing & Credit Counselor- Certified Student Loan Counselor-Loss Mitigation/Foreclosure Specialist - Certified Financial Fitness Instructor- Money Mgt & Budget Coach-Certified Identity Theft Specialist- National Certified Trainer-FDIC Money Smart Coach-Teach and offer Credit Education Classes at the local Community College and WIN Job CTR
FCRA Certified
Bobby Lockett:
Nationally Certified Housing & Credit Counselor- Foreclosure /Loss Mitigation Specialist- Financial Fitness Instructor-Certified - Money Mgt & Budget Coach- Certified Identity Theft Specialist-National Certified Trainer-FDIC-Money Smart Coach-Faith Base Instructor and Pastor
FCRA Certified
Willie E. McGriggs: Accredited Financial Counselor-Institute for Personal Finance-An Independent Housing Consultant/Financial Counselor/Consultant serving Municipalities, Individuals, Housing Authorities, Mr. McGriggs, Consultant services include Project Development, Project Management, and Comprehensive Housing Counseling. As a Financial Counselor, He Secure and Analyze financial data, recommend solutions to Solve Financial Problems and Provide short term and long term Financial Strategies. Certified
De-Borah Knowles: Nationally Certified Housing & Credit Counselor- Certified Student Loan Counselor-Loss Mitigation/Foreclosure Specialist - Certified Financial Fitness Instructor- Money Mgt & Budget Coach-Certified Identity Theft Specialist- National Certified Trainer-FDIC Money Smart Coach- FCRA Certified
Shelia Thomas: Nationally Certified Housing & Credit Counselor- Foreclosure /Loss Mitigation Specialist- Financial Fitness Instructor-Certified Identity Theft Specialist-Certified Student Loan Counselor-FDIC Money Smart Coach
FCRA Certified
Felicia Austin:Certified Identity Theft Specialist-Certified Identity Theft Specialist- Faith Base Counselor
Felicia C. Austin earned Certified Identity Theft Risk Management ...Dec 30, 2006 ... August 12, 2006, Tallahassee, FL. Felicia Austin, Regional Director of Identity Theft & Business Solutions, Inc.
Anthony Collins: Certified Credit & Housing Counselor-Certified Identity Theft Specialist
Kenneth Carter:Certifed Credit Counselor - Financial Literacy Coach -Loss Mitigation Specialist-Money Coach -Financial Fitness Instructor-Certified Identity Theft Specialist- FCRA Certified
Gennie Owens: Certified Credit Counselor-
Robert Minor: Customer Care Manager-for Credit Smart Credit Sharp Workshop. We have Three Customer Service Managers and Reps at all time workshops.
Claudetta Jackson:Customer Care Manager-for Credit Smart Credit Sharp Workshop. We have Three Customer Service Managers and Reps at all time workshops.
John Ross: Computer Tech- Coordinators and Managers
Debbie McMillian- John Carey- Bobby Newton- Sandy Moore- Kenya Sukai
Certification and Qualification
Certified Credit Counselors-HUD-NeighborWorks America
Certified Housing Counselor
Loss Mitigation Specialist
FCRA Certified Specialist
Certified Money Coach
Certified and License Indentity Theft Solution Officer and Specialist
Leadership and Management Coach
Financial Fitness Coach
Support and Sponsors
Our sponsors support our organization through material, education, grants and certification.
HUD,Fannie Mae, Freddie Mac and Homefree USA
FTC



Triumphant Institute