We take our commitment to consumer credit education seriously and take measures to ensure that our methods of delivery are being monitored for efficiency and relevance.
New methods and information are being researched and will be implemented as needed.
We currently provide money management seminars, financial literacy courses, workshops, online coursework, budget planning sessions, credit education, counseling , management, credit restoration, and online distance learning .

OUR CODE OF ETHICS:
Financial University Educational Network Counseling Service is dedicated to providing confidential and professional counseling in aiding and rehabilitating financially distressed families and individuals regardless of race, creed, color, sex, social position, or financial status.
Our TEAM
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Executive Advisor |
| Joe Baran |
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 Vice President of Operation and President of Money Works wwww.workingyourmoney.com |
| In today’s economic environment , having full knowledge and control over one’s credit profile is absolutely critical. Having good credit guarantees lower interest rates , which translates into lower cost for most consumer goods, including cars, home , etc. With the ever increasing incidence of identity theft, consumers must arm themselves with the tools needed to protect and if necessary reestablish their credit profiles. At Credit Smart Credit Sharp. Org we teach you everything you need to know to manage your credit, increase your credit score and build financial independence. We even provide grants and educational scholarships to insure that everyone who desires to improve their credit and finances will have the opportunity to do so. The only thing left is for you to take action by enrolling today, the first step to financial freedom is just a click away. Kenneth J. Carter |

Debt Management Coach |
TEAM
Staff Certification
For more info:http://creditsmartcreditsharp.org/WebSitePageEditor/default.aspx?tabName=design
Certification and Qualification
Certified Credit Counselors-HUD-NeighborWorks America
Certified Housing Counselor
Loss Mitigation Specialist
FCRA Certified Specialist
Certified Money Coach
Certified and License Indentity Theft Solution Officer and Specialist
Leadership and Management Coach
Financial Fitness Coach
Support and Sponsors
Our sponsors support our organization through material, education, grants and certification.
HUD,Fannie Mae, Freddie Mac and Homefree USA
FTC



Triumphant Institute