Credit Education & Overview Our educational network is to help our clients establish, maintain good credit, manage debt, create a personal budget and more importantly how to obtain Homeownership through education..
The Credit education strategies and techniques in this workshop will help you maintain good credit and use it wisely.
Credit Education and Counseling Solutions
Introduction to Credit Reporting
Our credit program focus on.****
Home ownership which is a dream for most American. Every American deserve the opportunity to achieve the dream of homeownership.
Our Credit Education Center set the standards for financial education, credit management and goals to help individuals improve, establish and gain control over their credit and finances by educating the consumer on how crucial credit is to thier financial destination and homeownership.
With the proper education, training and resources consumers can move toward achieving a higher credit scores, for saving, better interest rate and the dream of homeownership.
Our credit center help consumers understand thier credit profile and recommend strategies for improving thier overall credit report. Our counselors can make recommendations to assist with your strategies for establishing, improving your credit history and provide one on one counseling, family counseling, group setting and employer workshop.
Credit Education and Services
Click Below for Service HIghlights
Our Credit Education Program Offers A Instant Merge Soft Touch, a 3-bureau soft inquiry report that do not leave a negative impact on the consumer credit files.
Our Credit Program Helps Customers.....
Take control of their credit profile
Interpret their credit report
Understand credit scores
Learn how to establish and maintain good credit
Monitor their credit file
Build a non-traditional credit history
Dispute errors on their credit report
Protect against identity theft and common scams-booklet
Recognize and understand the role of credit bureaus
Prequalification Using Credit Reports
Credit Education, credit report and credit score is an important prequalification tool, for consumer financing. Get financed successfully, through prequalifications, before sending your applications to a financial institution or lender.
Credit Reporting - An Overview
The first step to understanding how to acquire credit approval for your mortgage or other lending process is to understand how credit information is gathered and what creditors are looking for in your credit file.
Understanding Credit Risk Scores
Credit scoring is the primary means of assessing a clients
creditworthiness. Financing decisions of all types are often made based on a client's credit score, your present and past credit history
Credit Tools and Resources
Instant Merge Report, Planner, Charts and Forms----Credit Brief Case
Restoring Your Credit
If you've experience credit problems in the past, there are ways to restore your credit, we will work with you to complete the steps to restoring your credit./ CRE-Credit Education-Counseling and Management. Dispute Cre/class
Benefits of a Merge Credit Report Reading a Credit Report
We've provided a step-by-step guide to reading and interpreting a merged credit report . The engine of the report will be reviewed.
Our workshop provides a merged credit report with all three scores. Avoid accessing multiple credit bureaus and online credit report that's hard to read. Other benefits through this workshop is your merge credit report will be a soft pull for education purposes.
The Fair Credit Report
(FCRA) ensures that consumer reporting agencies provide accurate and comprehensive information to businesses that evaluate consumers’ creditworthiness. We provide a Credit Dispute Class for verification and Validation of incorrect erroneous data on your credit report. By a train and certified FCRA Counselors. FCRA book and TEST include.**
THE CREDIT COMMANDER
Empowering Customers To Take Control of Their Credit Profile
Customer Dispute Resolution
We offer one-on-one customer disputes service means; if a customer finds a discrepancy on thier report that needs updating, they need to make an appointment with one of our credit specialist. Our certified credit specialist will wok hand-in-hand with the customer to resolve any discrepancies with the national credit bureaus, we work with our customers better understand their credit profile and summary.
Dispute Services
Credit dispute procedures can often be complicated an time consuming join our credit dispute class to understand the dispute options. -- A FREE 800 # will be provide to access our Dispute Specialist.
Copyright © 2008 Credit SMART Credit SHARP
Our Credit Education Services
and Restoration Center
"Your CREDIT SCORE is the most important number in your life."
As a consumer, you already know that your credit score plays a significant role in your financial well being. A low credit score can have a negative impact on many different levels. They may prevent you from obtaining needed credit such as a apartment, mortgage, car, job or having a low credit score can cost you a great deal of money in higher rates that are tack on to lower scores and credit reports with small blemishes.
A Low credit score can also cause high insurance premium, high interest rates on loans, mortgage notes, car loans and credit cards.
The higher your credit score the better your chances are of obtaining credit and loans at the best possible interest rates, If you have been denied credit or would like to buy a new home save money by obtaining a lower interest rate or you would simply like to remove inaccurate information from your credit report, our services can help. Credit Smart Credit Sharp education services helps give consumers who are negatively affected by poor credit the opportunity to achieve thier financial goals and future dreams. Our services provides the industry's most comprehensive program to consumers who have been turned down for a mortgage, car loans, credit cards or any type of credit due to credit problems.
Our Credit
EducationCenter combined expertise and state of the art technology has helped thousands of customers to improve thier credit score and lower thier debt.
Copyright © 2008 Credit SMART Credit SHARP
Credit Smart Credit Sharp
"Power Up Your Credit Score!"
With Our Credit Analyzer and Consumer Education Center
Developed to help you maximize your credit score in two important ways -
1. By showing you how to read and interpret your credit report and showing you how your credit score is calculated.
2.By providing a detailed and comprehensive analysis of your credit report, MaxPlus Score will enable you to:
- Understand the components of a credit score and how it's calculated.
- Understand how to read and interpret your credit file
- Understand differences between mortgage, installment and credit accounts
- Understand how certain bill paying habits may be adversely affecting your credit score.
- Receive a customized action plan to improve your credit
- Understand the impact of the amount of credit you are currently using is important.
- Add postive tradelines through our education program
"Power Up Your Credit Score NOW !"
Copyright © 2008 Credit SMART Credit SHARP